FAQs

I have "full coverage" for my auto insurance. Does that mean I'm covered no matter the accident?

No. Your auto insurance policy has limits. "Full coverage" simply means you have coverage for damage caused to your vehicle. Your limits may be 25/50/25. If you are at fault for totaling a vehicle valued more than $25,000 you would be responsible for anything over that limit!

How do I make sure I’m not over-insured?

We will go over your specific needs in regards to your property, life insurance, and everything else that is important to you. When it comes to liability insurance we recommend as much as reasonably affordable to protect everything you've worked so hard to build. up It's very easy to be under-insured but almost impossible to be over-insured!

Why do I need to buy insurance?

Insurance very simply protects you from loss. Whether it's the loss of your home, automobile, life, or protecting you from damages you are liable for. Having great coverage in place to protect you and your loved ones is the number one reason to have insurance!

Are state minimum liability limits enough?

In Oklahoma the state minimum liability limits are 25/50/25. This means for any one person you would be insured for $25,000 in bodily injury liability, $50,000 maximum bodily injury per accident, and $25,000 in property damage.

Between medical bills, lost wages, and punitive damages $25,000 may not be enough to protect you in the event of a lawsuit. Give us a call today to discuss your coverage and where we can improve it!